FINANCE OPTIONS
Two ways to spread the cost
Both options are provided by V12 Finance on orders with a minimum value of £500, subject to affordability, age and status.
Interest Free Credit
- Available over 12, 24, 36, 48 or 60 months
- 1% minimum deposit for 12–48 month terms
- 20% minimum deposit for 60 month terms
- Maximum loan value £25,000
- Pay off your balance any time, no extra charges
Credit provided by V12 Finance. No interest whatsoever on the amount borrowed.
Interest Bearing Credit
- Available over 24, 36, 48 or 60 months
- 1% minimum deposit
- Maximum loan value £25,000
Credit provided by V12 Finance. Ideal for larger loan amounts or longer terms.
Exceptions — when Interest Free Credit isn't available
- Not available on certain models across the range — check the product page for details
- Unavailable when purchasing Gift Cards
- Unavailable in conjunction with discounts, promotional codes or cashback websites
- Unavailable for repair work payments
- Your order must be delivered to your billing address — Interest Free Credit is not available on orders delivered outside the UK
How it works
From browsing to unboxing — here's the full journey, in five steps.
Shop
Use the finance calculator on items over £280. Choose your term and deposit, then add to bag.
Apply
At checkout, select "Pay by Finance." You'll be redirected to V12 Finance to complete a short application.
Decision
You'll normally get a decision within moments — around 10 seconds in most cases.
Deposit
Once approved, pay your minimum deposit (from 1%, or 10% in the standard example below).
Enjoy
Sign your agreement, get your order confirmation, and your item ships to your billing address.
A representative example
Based on a £1,000 purchase with a 10% deposit at 0% APR.
| Metric | 12 Months | 24 Months | 36 Months |
|---|---|---|---|
| Purchase Amount | £1,000 | £1,000 | £1,000 |
| Deposit (10%) | £100 | £100 | £100 |
| Amount of Credit | £900 | £900 | £900 |
| Interest Rate (APR) | 0% | 0% | 0% |
| Interest Amount | £0.00 | £0.00 | £0.00 |
| Monthly Payment | £75.00 | £37.50 | £25.00 |
| Total Amount Payable | £900 | £900 | £900 |
12 Months
- Purchase Amount£1,000
- Deposit (10%)£100
- Amount of Credit£900
- Interest Rate (APR)0%
- Interest Amount£0.00
- Total Amount Payable£900
24 Months
- Purchase Amount£1,000
- Deposit (10%)£100
- Amount of Credit£900
- Interest Rate (APR)0%
- Interest Amount£0.00
- Total Amount Payable£900
36 Months
- Purchase Amount£1,000
- Deposit (10%)£100
- Amount of Credit£900
- Interest Rate (APR)0%
- Interest Amount£0.00
- Total Amount Payable£900
